cities, counties and many combined service groups.
to help our members and their families.
a better employee benefit marketplace.
Tax Advantages
Effective 2014 fully insured groups are subject to the market share fee, a tax based on each carrier’s market share of net annual health insurance premiums collected. Members are exempt from this ACA fee.
Extended Renewal Periods
Administrative Cost Savings
Administratively, we operate more efficiently than many healthcare programs - running, on average, 5% below traditional fully insured programs.
Access to the
Wellness Program.
Whether he or she is healthy or dealing with ongoing health issues, the Wellness Program offers many resources to help meet the needs of each person. Implementing a Wellness Program can help in many ways including, improved productivity and employee retention, better employee health and morale and lower health-related costs.
Design Benefit Control
Due to Healthcare Reform, many insurance companies are changing plan designs and rate structures. These new programs may limit your choices and dramatically impact costs. Rather than waiting for Healthcare Reform to dictate how our members access benefits, we can ensure that your benefits package has every opportunity to remain intact and affordable.